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How to save money when a pet passes

This is a hard post to write. Our beloved pets are more than just pets, they are our family, friends and saviours. Having recently had to say goodbye to my gorgeous ginger cat, Dave, I realised that I know nothing about the process and blindly followed the vet’s procedure. Its hard to know what to do when that time comes to say goodbye, it’s a process not often talked about. But staying true to the purpose of this blog, here are a few ideas to ease the financial pressure.

 

Vets vs Personal arrangement

Emotional stress when grieving causes us to make rash decisions and perhaps agree to things that we don’t need to. I always thought that when a pet dies, they need to be taken to a vet and they then deal with it. And yes, they can, but it doesn’t have to be like that and in not involving the vets will lessen the financial costs. Obviously, there are certain circumstances when a vet will be involved and that cant be helped. You may prefer for a vet to deal with everything whilst you grieve, and that’s ok too.

Dave died at home on a Sunday morning. After a few hours of processing and getting over the initial shock, we contacted the vet’s practice in our village and they said to bring him in. We were seen by a vet and she looked after us well. I was told he would be kept in cold storage over night and collected by the cremation company the next day. After doing some research online about the pet crematorium Dave would be sent to, I found out that they are open to the public and allow us to take our beloved animals to them or arrange collection from our home. He could have stayed at home and been taken the next day, thus saving on the vets consultation fee and overnight storage. Collection fees were £25 within a 20 mile radius and extra per mile thereafter.

Had I have known, I would have arranged to take and collect Dave myself. It would have cost £25 in fuel and around 3 hours travelling time combined for both trips. They offer a same day cremation for £40 extra, but this needed to be booked in advance. Personally, this would have been kinder for us as a family. At the time of writing, we still haven’t received Dave home yet 5 days after passing, so the quicker process of driving him there and collecting within a day (possibly the same day if they had allocation) would have helped with the grieving process. These prices and distance will vary depending upon your location and local crematorium.

*edit: Dave was brought home 12 days after passing.

 

Emotional decisions

The crematorium offer a range of items to have your pets ashes stored in. They do a basic pretty cardboard tube and the ashes would be stored in a sealed bag inside, they also do more expensive urns and decorative jars. A good option would be to buy the basic container and source a jar/urn that you like and would fit into the decor of your home and honour your pet. My emotions got away with me and I purchased an expensive wooden cat statue urn as it looked like Dave. I dont regret it but I could have saved myself money. The cat statue was around £30 more than the basic container.

 

A free option would to have been to have him buried at home. This wasn’t an option for us as we live in rented accommodation and plan to move in the coming year. This would be a good option for those in perhaps a forever home or own their own land.

 

Pet Insurance

If your pet is alive and well, please get pet insurance. It has been invaluable to me over the years when Dave needed surgery for tooth removal and a wound lanced. Use a price comparison site such as confused.com to find the right cover for you. There is a excess of usually £50-100 and most ailments are covered unless previously claimed for, but please check with your provider. Most costs associated with pets passing will also be covered by your pet insurance provider. This varies wildly between cover plans and the type and size of pet. Dave’s plan is standard cover and only allocate £100 towards the cost of cremation. The cremation costs quoted by the vets were £150. This covered the cremation, the collection and excess travel of the cremation company, and a standard container for his ashes.

 

I hope this has been of some use to you. It’s very hard to think about what will inevitably happen in the future as its too painful to accept. But forearmed is forewarned. I wish I had known what the options were before making any decisions. I hope you don’t need this information for many, many years to come and your pet lives a long and happy life.

But just know, there’s another way.

Hug your fur babies for me,

 

 

 

 

 

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moneysavingnat

🦞Minimalist
🐊Moneysaver
🦝Vegetarian
🐡YNAB lover
🦚Budget fanatic

Natalie Moore
The worst of all days and a deepest fear manifeste The worst of all days and a deepest fear manifested. Today, my beautiful baby boy
Dave was taken from us. 
We are beyond heartbroken, he was the most perfect, ginger, grumpy, tiger-loaf cat you ever did see- and we loved him all the more for it!
11 joyous years we shared. He was our family, but he was my boy. Over the 11 years he kept me from some dark places, when the kids would leave and I’d be alone for a week, he was always there to jump up beside me and purr so loud that it would soothe me to sleep. I can’t believe this is it, this is the end of our chapter together in this life. My beautiful loaf, my boy, our Dave.
♥️

#catsofinstagram #catcommunity #gingercatdave #furbabies #cat #gingercat #davethecat
Every time my Mum visits she always comments on ho Every time my Mum visits she always comments on how bare the fridge is of food. I see this as high praise (even though I know she doesn’t! 😆) because it means my meal plan is working and everything will get used. 

This month I invested in @my_ecoegg fresher for longer discs and I can honestly say they’re working great- salads and fruits are lasting much longer than I’d expect, which is great for reducing food waste and keeping the grocery budget in check. I keep one in the fridge and one in the fruit bowl. Satsumas are still juicy and apples are still crisp!

I’ve been shopping now so the fridge is full again 😆 the kids are fed and the meal plan is ready for a new week.

Click the link in my bio and follow the Amazon store button if you’re interested in these- this’ll take you to my new shiny storefront where I’ll recommend only the things I love and use. The Ecoegg discs are there and only £5.99 for 4 discs- that’s a years supply! 

Let me know if they work for you, they’ve saved bananas from being used in banana bread here 😆

(I bought these with my own money, not a paid ad but may earn when you shop via my link ☺️)

#ad #amazon #amazonfinds #ecoegg #zerowaste #foodwaste #mealplan #mealplanning #grocerybudget #foodbudget #personalfinance #savemoney #freshdiscs #savefood #wehavefoodathome #reducefoodwaste
Last year was rough. But we survived, we fought an Last year was rough. But we survived, we fought and battled our way through a murky time. We’ve exploded out the other side and still, we fight on. 

Last year taught us that we can do anything and build our life that matches our values and ideals, be the person we want to be and have no fear to push forward. We spent a year surviving and helplessly watching our lives halt to a stop because of an invisible force. But what if we become as powerful as that force? What if we take back our power and rise up to push ourselves to a new standard? I’m done being fearful and hiding away. I want more from my life than I ever thought possible, I want to live everyday with no holds and keep reaching higher.

I’m so ready for this year, I won’t stop pushing and my mind is open to so much possibility. I’m ready to grab it all and thrive!

2021 = THRIVE 

#thrive #thrivenotsurvive #debtfreecommunity #debtfree #moneygoals #finance #personalfinance #wealthy #wealthmindset #money #2021 #newyear #selfemployed
When putting the decorations away for another year When putting the decorations away for another year, we have a tradition that we stick to religiously, and this year Alex joined in 🥰

We each write out our goals for the year, may it be personal, business, home or other. We each write it in on a piece of paper and stow it away in with the decorations. It’s so fun to see how far we’ve come in a year and what we can work on for the next!

My favourite goal for last year was to hit £20k in savings (I had £14k debt at the time!) and I’ve finished the year not only debt free- but with £22500 in savings!

Whatever goal you have for the year ahead, write them down. 😍

#personalfinance #newyear #newyearsgoals #resolutions #2021 #newyearnewme #debtfreecommunity #debtfreecommunityuk #finance #babystep3b #fire #selfemployed
From my home to yours, we wish you a very Merry Ch From my home to yours, we wish you a very Merry Christmas this year. It’s been hard on us all but we still have each other- and I’m thankful to you all for being with me 🥰

Merry Christmas 🎄 

#merrychristmas #christmastree #christmastime #love #grateful #gratefulheart #mylove
I love this time of year, I love the traditions pa I love this time of year, I love the traditions passed down from days gone by and adapted every year. This is my favourite- our door wreath. Sometimes it’s not a wreath, sometimes it’s just big bunches of homegrown rosemary and a sprig of holly with the big red bow. But whatever it is, it’s our family tradition to go for a winter walk and find foliage. It’s fun, it’s festive and it’s free!

Traditions are my favourite part of Christmas, I love reliving those from my childhood and I love making new ones that my children will pass to theirs one day 😍

What’s your favourite tradition?

#traditional #christmas #christmasdecor #christmas2020 #doorwreath #homemade #traditions #frugal #frugalliving #finance #personalfinace #moneysaving #debtfreecommunity #dfc
I can’t believe it, I’m in absolute shock! In I can’t believe it, I’m in absolute shock! In May this year I became debt free after clearing £14202 since January 2020. And now, after working tirelessly, I’ve just hit £20000 in savings!

This money has a purpose: it’s for a house deposit for our first ever home, somewhere for me, Alex and the kids to call our own. I know this amount isn’t enough for a deposit, it’s still a work in progress but to be here after years of hardship, well, it’s a truly joyous feeling!

I’m going to put saving on hold for a few weeks to help work with Alex becoming debt free by NYE, I’ll tell you more in due course 😉

For now I’m going to have a little happy dance and tell future me not to worry, I’ve got this 🥰

#moneyboss #money #manifestingabundance #manifestingmoney #housedeposit #budget #budgeting #savings #savingissexy #singleparent #singlemum #selfemployed #workingfromhome #workingprogress #finance #ynab #moneysaving #moneysavingnat
I told Fifi about a local charity I found that fee I told Fifi about a local charity I found that feeds kids during school holidays if their parents are struggling to. She asked if the government not stepping in to help would mean that her friends that are entitled to free school meals would be hungry during the half term. She got a bit teary at the thought of her chums rumbly tummy’s so we hatched a plan: we followed the charities advice and cleared @tesco shelves of dry goods for their family meal kits.

Ta-da! A car boot full later and one happy Fifi!

52 x 1KG spaghetti packets
Lots of tinned goods
Lots of tinned fruits

Happy girly 🥰

#freeschoolmeals #feedachild #endchildpoverty #marcusrashford #tesco #endfoodpoverty
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moneysavingnat

🦞Minimalist
🐊Moneysaver
🦝Vegetarian
🐡YNAB lover
🦚Budget fanatic

Natalie Moore
The worst of all days and a deepest fear manifeste The worst of all days and a deepest fear manifested. Today, my beautiful baby boy
Dave was taken from us. 
We are beyond heartbroken, he was the most perfect, ginger, grumpy, tiger-loaf cat you ever did see- and we loved him all the more for it!
11 joyous years we shared. He was our family, but he was my boy. Over the 11 years he kept me from some dark places, when the kids would leave and I’d be alone for a week, he was always there to jump up beside me and purr so loud that it would soothe me to sleep. I can’t believe this is it, this is the end of our chapter together in this life. My beautiful loaf, my boy, our Dave.
♥️

#catsofinstagram #catcommunity #gingercatdave #furbabies #cat #gingercat #davethecat
Every time my Mum visits she always comments on ho Every time my Mum visits she always comments on how bare the fridge is of food. I see this as high praise (even though I know she doesn’t! 😆) because it means my meal plan is working and everything will get used. 

This month I invested in @my_ecoegg fresher for longer discs and I can honestly say they’re working great- salads and fruits are lasting much longer than I’d expect, which is great for reducing food waste and keeping the grocery budget in check. I keep one in the fridge and one in the fruit bowl. Satsumas are still juicy and apples are still crisp!

I’ve been shopping now so the fridge is full again 😆 the kids are fed and the meal plan is ready for a new week.

Click the link in my bio and follow the Amazon store button if you’re interested in these- this’ll take you to my new shiny storefront where I’ll recommend only the things I love and use. The Ecoegg discs are there and only £5.99 for 4 discs- that’s a years supply! 

Let me know if they work for you, they’ve saved bananas from being used in banana bread here 😆

(I bought these with my own money, not a paid ad but may earn when you shop via my link ☺️)

#ad #amazon #amazonfinds #ecoegg #zerowaste #foodwaste #mealplan #mealplanning #grocerybudget #foodbudget #personalfinance #savemoney #freshdiscs #savefood #wehavefoodathome #reducefoodwaste
Last year was rough. But we survived, we fought an Last year was rough. But we survived, we fought and battled our way through a murky time. We’ve exploded out the other side and still, we fight on. 

Last year taught us that we can do anything and build our life that matches our values and ideals, be the person we want to be and have no fear to push forward. We spent a year surviving and helplessly watching our lives halt to a stop because of an invisible force. But what if we become as powerful as that force? What if we take back our power and rise up to push ourselves to a new standard? I’m done being fearful and hiding away. I want more from my life than I ever thought possible, I want to live everyday with no holds and keep reaching higher.

I’m so ready for this year, I won’t stop pushing and my mind is open to so much possibility. I’m ready to grab it all and thrive!

2021 = THRIVE 

#thrive #thrivenotsurvive #debtfreecommunity #debtfree #moneygoals #finance #personalfinance #wealthy #wealthmindset #money #2021 #newyear #selfemployed
When putting the decorations away for another year When putting the decorations away for another year, we have a tradition that we stick to religiously, and this year Alex joined in 🥰

We each write out our goals for the year, may it be personal, business, home or other. We each write it in on a piece of paper and stow it away in with the decorations. It’s so fun to see how far we’ve come in a year and what we can work on for the next!

My favourite goal for last year was to hit £20k in savings (I had £14k debt at the time!) and I’ve finished the year not only debt free- but with £22500 in savings!

Whatever goal you have for the year ahead, write them down. 😍

#personalfinance #newyear #newyearsgoals #resolutions #2021 #newyearnewme #debtfreecommunity #debtfreecommunityuk #finance #babystep3b #fire #selfemployed
From my home to yours, we wish you a very Merry Ch From my home to yours, we wish you a very Merry Christmas this year. It’s been hard on us all but we still have each other- and I’m thankful to you all for being with me 🥰

Merry Christmas 🎄 

#merrychristmas #christmastree #christmastime #love #grateful #gratefulheart #mylove
I love this time of year, I love the traditions pa I love this time of year, I love the traditions passed down from days gone by and adapted every year. This is my favourite- our door wreath. Sometimes it’s not a wreath, sometimes it’s just big bunches of homegrown rosemary and a sprig of holly with the big red bow. But whatever it is, it’s our family tradition to go for a winter walk and find foliage. It’s fun, it’s festive and it’s free!

Traditions are my favourite part of Christmas, I love reliving those from my childhood and I love making new ones that my children will pass to theirs one day 😍

What’s your favourite tradition?

#traditional #christmas #christmasdecor #christmas2020 #doorwreath #homemade #traditions #frugal #frugalliving #finance #personalfinace #moneysaving #debtfreecommunity #dfc
I can’t believe it, I’m in absolute shock! In I can’t believe it, I’m in absolute shock! In May this year I became debt free after clearing £14202 since January 2020. And now, after working tirelessly, I’ve just hit £20000 in savings!

This money has a purpose: it’s for a house deposit for our first ever home, somewhere for me, Alex and the kids to call our own. I know this amount isn’t enough for a deposit, it’s still a work in progress but to be here after years of hardship, well, it’s a truly joyous feeling!

I’m going to put saving on hold for a few weeks to help work with Alex becoming debt free by NYE, I’ll tell you more in due course 😉

For now I’m going to have a little happy dance and tell future me not to worry, I’ve got this 🥰

#moneyboss #money #manifestingabundance #manifestingmoney #housedeposit #budget #budgeting #savings #savingissexy #singleparent #singlemum #selfemployed #workingfromhome #workingprogress #finance #ynab #moneysaving #moneysavingnat
I told Fifi about a local charity I found that fee I told Fifi about a local charity I found that feeds kids during school holidays if their parents are struggling to. She asked if the government not stepping in to help would mean that her friends that are entitled to free school meals would be hungry during the half term. She got a bit teary at the thought of her chums rumbly tummy’s so we hatched a plan: we followed the charities advice and cleared @tesco shelves of dry goods for their family meal kits.

Ta-da! A car boot full later and one happy Fifi!

52 x 1KG spaghetti packets
Lots of tinned goods
Lots of tinned fruits

Happy girly 🥰

#freeschoolmeals #feedachild #endchildpoverty #marcusrashford #tesco #endfoodpoverty
Load More... Follow on Instagram

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